PM Kisan Samman Nidhi Scheme 2025

PM Kisan Samman Nidhi Scheme 2025

PM Kisan Samman Nidhi Scheme

Prime Minister Narendra Modi has unlocked a wave of relief and support for farmers by releasing the 19th installment of the PM Kisan Samman Nidhi Yojana. Nearly ₹22,000 crore has been directly credited into the bank accounts of 9.8 crore farmers across India putting money right where it’s needed most.

This isn’t just a transaction it’s a lifeline. The scheme continues to be a cornerstone of the government’s mission to strengthen farmers’ income, ease their financial worries, and give them the confidence to plan for the future. From the fields of Punjab to the villages of Gujarat, countless farmers are benefiting from this timely support proving once again that the nation stands shoulder to shoulder with its farming community.

PM Kisan Samman Nidhi Scheme 2025

What is PM Kisan Samman Nidhi Scheme?

The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) is a government scheme designed to support the financial needs of farmers across India.

This initiative provides qualifying farmers with ₹6,000 per year, paid in three equal installments of ₹2,000 every four months.

What makes it even better? Direct payment into farmers’ bank accounts provides timely, transparent, and hassle-free support, allowing them to manage expenditures and invest in crops with confidence.

Latest PM-Kisan 19th Installment Released

The 19th payment of the PM-Kisan Samman Nidhi Yojana has been made, which makes the government’s pledge to improve rural India and assist agricultural growth more stronger. This installment reflects the ongoing effort to ease the financial burden on farmers, ensuring they receive timely assistance to invest in seeds, fertilizers, and other essentials for their livelihoods.

To provide context, the 18th installment was previously disbursed from Maharashtra, on October 5, 2024. With each new release, the PM-Kisan scheme continues to be a lifeline for millions of farmers across the nation, reinforcing the idea that the country stands firmly behind those who feed it.

Mandatory eKYC for PM Kisan Samman Nidhi Scheme

To keep receiving benefits under the PM-Kisan Yojana, all registered farmers in Gujarat must complete their eKYC. Without this step, the next installment may not be credited to their accounts.

There are three easy ways to complete your eKYC:

  1. OTP-Based eKYC:
    Do it yourself online! Visit the official PM-Kisan website or use the mobile app, enter your Aadhaar number, and verify using the OTP sent to your registered mobile number.
  2. Biometric-Based eKYC:
    Head to your nearest Common Service Centre (CSC) or State Seva Kendra (SSK). Your fingerprint or iris scan will be used for verification.
  3. Face Authentication-Based eKYC:
    A quick and convenient option through the PM-Kisan mobile app. Farmers can verify their identity simply by using the face authentication feature.

Tip: Complete your eKYC as soon as possible to ensure uninterrupted payments and hassle free access to future installments!

Which people can’t get PM-Kisan benefits?

Millions of farmers get help from the PM-Kisan Yojana, but not all of them are eligible. The scheme excludes certain categories to ensure that the funds go only to those who truly need them.

Here’s who is NOT eligible:

  • Income tax payers: Anyone who has paid income tax in the last assessment year is automatically disqualified.
  • High-income pensioners: Those receiving a pension of more than ₹10,000 per month are not eligible.
  • Holders of constitutional positions: Current or former Ministers, MPs, MLAs, Mayors, and others holding top government posts are excluded.
  • Government employees: All serving or retired officers and staff of Central/State Government or PSUs (except Group D employees and multi-tasking staff) cannot apply.
  • Institutional landholders: Any farmland owned by an institution or organization is not covered.

How to Check Your PM Kisan Samman Nidhi 19th Scheme Status ?

Just follow these easy steps:

  1. Go to the official PM-Kisan website.
  2. Click on the ‘Beneficiary Status’ option on the homepage.
  3. Enter either your Aadhaar number or bank account number in the given field.
  4. Hit the ‘Get Data’ button and your current status will appear on the screen.

Tip: Make sure the details you enter are correct for accurate results. This quick check helps you confirm if your installment is on the way!

How to Enroll in PM Kisan Samman Nidhi Scheme?

Getting yourself enrolled in the PM-Kisan Samman Nidhi Yojana is simple and farmer-friendly. You can do it online from home or offline through local centers. Here’s how you can get started:

  1. Visit the Official PM-Kisan Website. Head to pmkisan.gov.in.
  2. Click on ‘New Farmer Registration’
    You’ll find this option under the ‘Farmer Corner’ section on the homepage.
  3. Enter Your Aadhaar Number
    Type in your Aadhaar number and select your state to begin the registration.
  4. Fill in Your Details
    Carefully add your name, address, land details, and bank account information.
  5. Upload Required Documents
    Attach scanned copies of your Aadhaar card, land ownership proof, and bank passbook.
  6. Submit the Application
    Double-check everything, then click submit.
  7. Save the Acknowledgment
    You’ll receive an acknowledgment slip – keep it safe for future reference.

Offline Process for PM Kisan Samman Nidhi Scheme

No problem. Just visit your nearest Common Service Centre (CSC), State Seva Kendra, or local agriculture office. The staff there will guide you and complete the process for you.

Once enrolled, you’ll start receiving ₹6,000 every year directly in your bank account a steady support to help manage your farming needs.

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Pradhan Mantri Mudra Loan Yojana 2025

Pradhan Mantri Mudra Loan Yojana 2025

Pradhan Mantri Mudra Loan Yojana 2025, Eligibility

The Indian government started the Pradhan Mantri Mudra Loan Yojana (PMMY) in 2015. It is still an important program for small and micro-businesses in 2025. This transformative business loan scheme, aimed at “funding the unfunded,” provides accessible and affordable loans to entrepreneurs, helping them start or expand their businesses.

Pradhan Mantri Mudra Loan Yojana 2025

SBI Mudra Loan Yojana

  • SBI e-Mudra loans of up to ₹50,000 are processed within 7-10 days.
  • Mudra RuPay Card: Allows for easy withdrawal of funds.
  • Flexible repayment: up to 7 years depending on the loan category.
  • Collateral-free Loans: There is no security required, making it suitable for startup financing.
  • Low Interest Rate Loans: Starting at 8.40% p.a., tied to the EBLR.

Pradhan Mantri Mudra Loan Yojana 2025 | Categories

The maximum loan amount is now ₹20 lakh. The loan categories are:

  • Tarun Plus offers loans ranging from ₹10,00,001 to ₹20 lakh for established customers.
  • Tarun offers loans ranging from ₹5,00,001 to ₹10 lakh for established firms.
  • Kishore offers loans ranging from ₹50,001 to ₹5 lakh for developing enterprises.
  • Shishu offers loans up to ₹50,000 for startups.

Pradhan Mantri Mudra Loan Yojana 2025 | Eligibility

To be eligible for a Mudra business loan from SBI or other banks, applicants must satisfy the following requirements:

  • The Mahila Uddyami Scheme prioritizes women, SC/ST, and first-time businesses.
  • Good credit history with no defaults.
  • Valid papers include Aadhaar, PAN, voter ID, and six-month bank statements.
  • Loan amount up to ₹20 lakh.
  • Non-corporate, non-farm micro or small businesses.

How to Apply for SBI Mudra Loans Online

To apply for a Mudra loan online through SBI, take these steps:

  • Go to the JanSamarth Portal or sbi.co.in.
  • Choose “Mudra Loan” from the Loans menu.
  • Fill out the form and attach the necessary files.
  • Regarding e-Mudra loans: e-KYC connected to Aadhaar with OTP.
  • e-Sign and send it in to be deposited straight into your SBI account.

SBI Mudra Loan Yojana 2025 | Benefits

  • Shishu loans don’t have any processing costs.
  • Promotes the growth of businesses and the development of jobs.
  • New business owners are not eligible for collateral loans.
  • high approval rate because of the CGFMU government guarantee.
  • Apply for a digital loan via the SBI e-Mudra and JanSamarth portals.

Offline SBI Mudra Loan Yojana

Go to the SBI branch that is closest to you, complete the Mudra loan application, and turn in the required paperwork, including business quotes and evidence of identification and residence. The bank will confirm and release the authorized sum.

SBI Mudra Loan Yojana 2025 | FAQs

How can I apply for a loan from e-Mudra?

>> Go to JanSamarth or sbi.co.in, fill out e-KYC, and submit documents.

What papers are acceptable for an SBI Mudra loan?

>> Valid papers include voter ID, Aadhaar, PAN, and six months’ worth of bank statements.

What is the 2025 maximum Mudra loan limit?

>> Under Tarun Plus, up to ₹20 lakh.

Mudra Loan Yojana 2025 | Conclusion

The PM Mudra Loan Yojana 2025 is a revolutionary initiative for the Indian startup community. SBI Mudra loans offer an accessible and reasonably priced financing choice, regardless of whether you’re starting a new business or expanding your current insurance or service enterprise. Put in an application now to realize your company goals!