LIC AAO 2025

LIC AAO 2025 Recruitment Notification

The Life Insurance Corporation of India (LIC) has released the LIC AAO 2025 notification, which includes 841 Assistant Administrative Officer (AAO) positions in both generalist and specialist categories.

This is an excellent opportunity for graduates and professionals seeking a secure and well-paying government job in the insurance industry. The AAO position offers a monthly salary of approximately ₹1,26,000 in a ‘A’ Class city, as well as opportunities for advancement and benefits. The online application process will be open from August 16 to September 8, 2025. If you want to work for one of India’s most trusted public sector companies, now is the time to apply.

Key Overview | LIC AAO 2025

Total Vacancy Breakdown for LIC AAO 2025

The recruiting campaign provides a large number of vacancies in various specializations. Understanding the distribution of vacancies is critical for applicants making an informed decision.

Eligibility Criteria for LIC AAO 2025

LIC AAO 2025 – Educational Qualification

To apply for LIC AAO 2025, you must have the following qualifications, depending on the position you are applying for:

• AAO (Company Secretary): Must have graduated and be an ICSI qualified member.
• AAO (Actuarial): Graduation in any field, plus completion of at least six papers from the Institute of Actuaries of India or the Institute and Faculty of Actuaries in the United Kingdom.
• AAO (Insurance Specialist): Graduation in any stream, plus Fellowship from the Insurance Institute of India (Life stream).
• AAO (Legal): A bachelor’s degree in law (LLB) with 50% (45% for SC/ST/PwBD candidates).
• AAO (Generalist): A degree in any field from a reputable university.
• Assistant Engineer (Civil): Bachelor of Engineering/Bachelor of Technology in Civil Engineering from an AICTE-approved college.
• Assistant Engineer (Electrical): Bachelor of Engineering/Bachelor of Technology in Electrical Engineering from an AICTE-approved college.
• AAO (Chartered Accountant): Graduation + Successful completion of the ICAI Final Exam and membership as an Associate Member.

Age Limit

• Minimum age is 21 years (must have completed 21 years).
• Maximum age: 30 years (born between August 2, 1995 and August 1, 2004).
• AAO (Chartered Accountant/Legal): The maximum age limit is 32 years.
• Age Relaxation: Candidates from reserved categories will be given additional age relaxation in accordance with government rules.

Work Experience

• AAO (Insurance Specialist): Must have at least 5 years of experience working for an IRDAI-regulated life insurance company.
• AAO (Legal): At least two years of experience as an Advocate or Law Officer in a legal department, following Bar Council enrollment.
• Assistant Engineer (Civil/Electrical): At least three years of post-graduation experience in planning and executing multi-story building projects.

Salary & Benefits | Life Insurance Corporation AAO 2025

A job as an LIC AAO is not only prestigious but also offers one of the best salary packages in the public sector.

• The monthly basic pay is ₹88,635 and is calculated as follows: ₹88,635 – 4,385(14) – 1,50,025 – 4,750(4) – 1,69,025 (This means that the salary increases annually with regular increments.)
• However, the take-home salary is significantly higher. In a ‘A’ Class city, the total monthly salary (including allowances) is around ₹1,26,000.

Allowances and Benefits you get as an LIC AAO:

• Pension (NPS): An effective retirement savings plan.
• Gratuity, Long-Term Care, and Medical Benefits.
• Insurance Coverage: Group and Accident Insurance.
• Loans: Concessional Vehicle Loan (2 or 4-wheeler).
• Dearness Allowance (DA): Revised every three months to reflect inflation (CPI).
• House Rent Allowance (HRA) varies by city of posting.
• Transport Allowance (TA): Helps with daily travel expenses.
• Other perks include meal coupons, reimbursement for mobile phones, briefcases, and even furniture.

Step by Step Selection Process for LIC AAO

The selection process for LIC AAO consists of three stages. Each stage is critical to determining your knowledge, skills, and suitability for the job.

Phase One: Preliminary Exam (Prelims)

• This is the first stage, which is conducted online.
• It has 3 sections with separate timings.
• Marks from this exam are not included in the final merit list, but you must pass each section to advance to the Mains exam.

Exam Pattern (Prelims):

• Reasoning Ability: 35 Questions, 35 Marks, 20 Minutes
• Quantitative Aptitude: 35 Questions, 35 Marks, 20 Minutes
• English Language: 30 Questions, 30 Marks, 20 Minutes (qualifying only)

Phase Two: Main Exam (Mains)

• This is the most important step.
• It consists of two parts: an objective test and a descriptive test.
• Marks from the Mains exam are used to shortlist candidates for the interview and compile the final merit list.

Objective Test (300 Marks, 2 Hours):

• Reasoning
• General Knowledge, Current Affairs
• Data Analysis & Interpretation
• Insurance & Financial Market Awareness

Descriptive Test (25 Marks, 30 Minutes):

• English Language (Essay + Letter Writing) qualifying only

Phase Three: Interview

• Candidates who pass the Mains are invited for an interview.
• The Interview carries 60 points.
• The final merit list is compiled using the combined Mains and Interview scores.

LIC AAO 2025 – Detailed Syllabus

To prepare well for the exam, you must know the subject-wise topics. Here’s the complete breakdown:

1. Reasoning Ability

• Puzzles & Seating Arrangements
• Direction Sense
• Blood Relations
• Syllogism
• Order & Ranking
• Coding-Decoding
• Machine Input-Output
• Inequalities
• Alpha-Numeric & Symbol Series
• Data Sufficiency

2. Quantitative Aptitude

• Data Interpretation (Bar Graph, Line Chart, Table, Caselet, Radar/Web, Pie Chart)
• Inequalities (Quadratic & Quantity based)
• Number Series
• Approximation & Simplification
• Data Sufficiency
• Arithmetic Problems (Profit & Loss, Simple & Compound Interest, HCF & LCM, Time & Work, Speed & Distance, etc.)

3. English Language

• Reading Comprehension
• Cloze Test
• Fill in the Blanks
• Error Spotting
• Sentence Improvement
• Para Jumbles
• Vocabulary (Synonyms, Antonyms, Word Usage)

4. General Knowledge & Current Affairs

• National & International Current Events
• Sports Updates
• Awards & Summits
• Banking, Insurance & Financial Awareness
• Static GK (Important Dates, Places, Organizations)

5. Insurance & Financial Market Awareness

• History of Insurance in India
• Types of Insurance (Life, General, Health, etc.)
• Basics of Financial Markets
• Capital Market & Money Market concepts
• Stock Exchanges in India
• Regulatory Bodies: IRDAI, SEBI, RBI

How to Apply Online for LIC AAO 2025 – Step by Step Guide

To make sure you don’t make any mistakes on your application, carefully follow these steps. Before you begin, make sure you have scanned copies of your photo, signature, left thumb impression, and handwritten statement.

1. Visit the official LIC website and navigate to the “Careers” section.
2. Right-click on “Recruitment of AAO (Generalist/Specialist) 2025” .
3. Select “New Registration” and enter your basic information.
4. A registration number and password will be generated.
5. Log in with these details and complete the entire application form (personal, educational, and employment information).
6. Upload your scanned photo, signature, thumb impression, and declaration in the specified format.
7. Use the “Preview” option to double-check all of the information before submitting.
8. Go to the “Payment” section and pay your application fee online.
9. When the payment is successful, an e-receipt (confirmation slip) will be generated.
10. Take a printout of the application form and electronic receipt for your records.

Key Dates for LIC AAO 2025

• Online Registration Starts: August 16, 2025
• Online Registration Ends: September 8, 2025
• Preliminary Exam (Tentative): October 3, 2025
• Main Exam (Tentative): November 8, 2025

Application Fees

• SC/ST/PwBD: ₹85/- + Transaction Charges + GST
• All Other Candidates: ₹700/- + Transaction Charges + GST